You have built your wealth ready for retirement. All set? Not just yet. At Sunshine Coast Financial Advisers we can assist you with all you need to know about retirement living and planning. Working with all clients across the Sunshine Coast, Caloundra, and Brisbane – our experienced team of financial advisers are here to help, ensuring you make the most of your retirement.
Once you have built your wealth, and are getting ready for retirement, the next step would be to review your expenses. This in conjunction with defining your retirement goals, and devising a plan to maximise your income streams, will help ensure you can meet your lifestyle goals and maintain the value of your assets.
Our Maroochydore financial advisers can assist you in drafting up a budget, projecting your expenses, ultimately finding strategies to match your needs and delivering a tailored retirement plan.
When planning your retirement, there are several factors to consider. This includes staying on top of your superannuation and reviewing your investment strategies within your fund to ensure your super assets are invested according to your current needs and goals. To find out more about superannuation and retirement planning, click here.
Another point to consider are your investments in general. This will involve ensuring that they are working for you to minimise tax and maximise your income and entitlements, where applicable.
Finally, there are debts to review and consider. Review any debts you may have at the time of your retirement and go over your asset holdings to make sure your debt is effectively managed. For further information on debt reduction, click here.
So, while you may be done with the daily 9-5, continuing to work with a qualified financial adviser through your retirement stage will help ensure peace of mind. Knowing your lifestyle needs will continue to be met into the future will allow you to confidently enjoy the wealth you’ve worked hard to create.
For a complimentary consultation with our team, contact us at Sunshine Coast Financial Adviserse today. Our qualified and experienced Maroochydore financial advisers work with all clients throughout the Sunshine Coast, Caloundra, and Brisbane.
For a complimentary initial consultation, contact Sunshine Coast Financial Advisers today. We can also assist with a range of financial matters, including:
The 4% Rule comes from financial planner William Bengen who, through his research, stated that retirees could withdraw 4% of their investments in the first year of retirement, and continue withdrawing the same amount for at least 30 years without exhausting their portfolio.
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IMPORTANT INFORMATION:
Geozar Pty Ltd t/a Sunshine Coast Financial Advisers (ABN 29 626 340 949) is a Corporate Authorised Representative (No 001266466) of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049, AFSL 236523).
This information is of a general nature only neither represents nor is intended to be specific advice on any particular matter. We strongly suggest that no person should act specifically on the basis of the information contained herein but should seek appropriate professional advice based upon their own personal circumstances. Although we consider the sources for this material reliable, no warranty is given and no liability is accepted for any statement or opinion or for any error or omission. Past performance is not a reliable indicator of future performance. Please refer to the Product Disclosure Statement (PDS) before investing in any products mentioned in this communication. Information is current as at the date of publish.
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