Whether you are retired, planning to retire, or simply planning ahead for your retirement – you have come to the right place. Sunshine Coast Financial Advisers has been assisting countless clients with all matters relating to superannuation and retirement planning. Working across the Sunshine Coast, Caloundra, and Brisbane – our qualified and professional team of financial advisers and support staff is here to help.
Many people know they have a superannuation account but know little about how it works. Such as with any type of investment, it should be reviewed and adjusted as your life needs change. At Sunshine Coast Financial Advisers, our financial advisers are here to help you maximise your superannuation savings for retirement. It is all about building your retirement nest egg faster and more safely.
Having a professional financial adviser managing your finances can make a huge difference – relieving stress from financial matters and enabling you with more time to enjoy your life now, and into the future.
Most people give little or no thought to their retirement until later in life, but those who seek financial advice early certainly reap the rewards and have more options in retirement. Like any new chapter in your life, preparation can go a long way in ensuring you will be emotionally and financially ready for the road ahead. Superannuation is a tool used to encourage Australians to save for retirement and, where possible, self-fund their retirement.
At Sunshine Coast Financial Advisers, we will work hard to ensure your superannuation funds are invested in appropriate assets for your stage of life, risk profile, and requirements. Our financial advisers will work with you to establish superannuation goals in conjunction with your retirement, bearing in mind your lifestyle needs. So if you’re unsure on:
From age 60, your super will typically be accessible tax free. From there, you’ll have a variety of options. Many Australians seek the benefits of a self-managed superannuation fund (SMSF), but it is not for everyone. A SMSF means you’re not only a member, but also a trustee, which means you get to decide what to invest in. Whilst this may sound good, there are complex legislations and legal structures that need to be adhered to. And while there are many benefits to an SMSF, it is very administration-heavy.
At Sunshine Coast Financial Advisers, our team can better explain it in more detail and help advise if an SMSF is an appropriate strategy for you. If it is a path that is right for you, we can also help you set it up and manage it professionally.
For further information on superannuation options and retirement planning, speak with one of our friendly team members today. At Sunshine Coast Financial Advisers, we provide a complimentary initial consultation, so we can first get to know each other, and better define your goals, where you’re at currently in life, and what options are right for your needs. We can also assist across a wide variety of other financial areas, including:
Working across the Sunshine Coast, Caloundra, and Brisbane, Sunshine Coast Financial Advisers is here to assist you with professional financial advice.
You can purchase property through your SMSF, but only if you comply with the rules in place. As per the ATO, you must first meet the requirement of the sole purpose test, ensuring that the fund needs to be maintained for the sole purpose of providing retirement benefits to your members.
Self-managed super funds are not prohibited from carrying on a business, but the business must be allowed under the trust deed and be operated for the sole purpose of providing retirement benefits for fund members.
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Contact us today for a complimentary consultation!
Contact us today for a free, initial consultation!
IMPORTANT INFORMATION:
Geozar Pty Ltd t/a Sunshine Coast Financial Advisers (ABN 29 626 340 949) is a Corporate Authorised Representative (No 001266466) of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049, AFSL 236523).
This information is of a general nature only neither represents nor is intended to be specific advice on any particular matter. We strongly suggest that no person should act specifically on the basis of the information contained herein but should seek appropriate professional advice based upon their own personal circumstances. Although we consider the sources for this material reliable, no warranty is given and no liability is accepted for any statement or opinion or for any error or omission. Past performance is not a reliable indicator of future performance. Please refer to the Product Disclosure Statement (PDS) before investing in any products mentioned in this communication. Information is current as at the date of publish.
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